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Asim Ali, Your Mortgage Broker In Surrey

If you’re looking to buy a home or refinance your current mortgage, you’re in the right place. Asim Ali is your go-to mortgage broker in Surrey to guide you through the home-buying process with ease. Whether you’re a first-time buyer or a seasoned homeowner, we’re here to make the journey smooth and stress-free. We will assist you in finding the perfect financing solution tailored to your needs and financial situation. With our expertise and personalized service, securing the right mortgage has been simpler.

Who We Are

In such a busy real estate market, Asim Ali is the best mortgage broker in Surrey, BC. We’re here to help you with all your financing needs. Our team is dedicated and knows everything about the world of mortgages. We don’t just find loans for you, we also make lasting connections and make sure you’re happy and financially secure. Come work with us and see how real pros can make a big difference.

What Sets Us Apart

We are your local mortgage broker in Surrey and what truly distinguishes us in the industry is our deep-rooted connections, personalized attention, expert guidance, and our commitment to your satisfaction. With in-depth knowledge of the local market and years of experience, we provide friendly service to meet all your needs. Trust us we’re always here to make your financing journey smooth and stress-free.

Our Rates

Here is the overview of our current mortgage rates you will get.

6.30 %

Current Variable Rate

7.20 %

Current Prime Rate

Please Note: Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. & E.O

Terms

Bank Rates

Payment Per $100K

Our Rates

Payment Per $100K

Savings

6 Months

6.59 %

$675.29

7.49 %

$730.93

$-55.64

1 Year

7.84 %

$753.03

6.93 %

$696.10

$56.93

2 Years

7.34 %

$721.53

6.37 %

$661.96

$59.57

3 Years

6.99 %

$699.80

5.44 %

$606.90

$92.90

4 Years

6.79 %

$687.50

5.52 %

$611.56

$75.94

5 Years

6.84 %

$690.57

4.99 %

$581.04

$109.53

7 Years

7.10 %

$706.60

6.09 %

$645.17

$61.43

10 Years

7.25 %

$715.92

6.14 %

$648.15

$67.77

Please Note: Rates you see may change, and the rate you get from any bank or lender, or whether you’re approved or not, depends on your situation. The rates you see are just estimates and might not be exact. It’s best to talk to us for the most accurate info and to find out if you qualify.

Our Services

We offer a lot of different mortgage solutions to help you achieve your financial goals. We cover everything you might need. Here’s what we can do for you:

AAA Mortgages

To get the right AAA mortgages, you will need the right guide. As your trusted mortgage broker in Surrey, we can help you and make sure that you will get the best competitive rates and favorable terms tailored to your financial goals. With our help, you can get the opportunity to explore lots of options with confidence.

B Lending Solutions

If you are not eligible for the usual rules of getting a loan at this time, B lending can be a good option for you. Our team has the expertise to find solutions that work for you, even if you have problems with your credit history or proving your income.

Borrow Down Payment Assistance

We will help you to borrow the money which you can use as a down payment when you go to buy a house. This means you don’t need to worry about saving up too much money before buying a house. We’ll assist you in getting the funds you need to make your home purchase easier.

Commercial Mortgages

We can help you with commercial property mortgages. Our team will assist your businesses in borrowing money to buy properties or buildings for their operations. Within the process, we’ll make sure you get a loan that fits what you need for your business.

Construction Financing

We know that construction projects need capital, and we can find something that fits perfectly with your needs. It’s like getting a loan to cover the costs of constructing a new building. We’ll make sure that the money will help you make your project happen, right from the beginning.

Financing & Refinancing Options

Life can change anytime and our flexible money plans are here to help you in your tough financial times. If you want to pay less each month, finish paying for your home faster, or use some of the value in your home, we can help you figure out the best way to do it. We’ll explore different choices available to help you find the best solution for your needs

Self-Employed Financing Solutions

We offer financing solutions for self-employed individuals who work for themselves. We understand the unique financial situations of self-employed persons and provide solutions tailored to their specific needs.

Comprehensive Mortgage Services

We hold up at the top of the list among other mortgage experts in Surrey because of our range of financing solutions. Whether you need help getting pre-approved or sorting out tricky mortgage situations, we’re here for you at every stage. You can rely on us to work with you to make your dream of owning a home come true.

What You Should Understand Before We Start

Before getting a mortgage, it’s important to know a few key aspects to navigate the process effectively. As your partner, we ensure that you are well-informed and prepared.

We’ll provide insights into the types of properties available, their prices, and other important factors to consider when buying or selling a home. Working with a knowledgeable Surrey mortgage broker like us can provide invaluable insight into this diverse market, ensuring you make informed decisions that align with your financial and lifestyle goals.

We pay attention to the changes and patterns in the housing market here. We’ll share with you what’s happening with property prices, sales, and other important factors that could affect buying or selling a home in Surrey. We will help you with the information about these trends, and ensure that you can navigate the real state market with ease.

The Role We Play As Your Mortgage Broker

As your mortgage partner, our role is to ensure your path to homeownership or refinancing is as seamless as possible. We use our experience and local market knowledge to select the right solution for you.

Assessing Financial Situation

The first thing we do is understand your current financial situation. We will help you to access your income, expenses, and savings. This will help us to understand how much you are eligible to borrow. This enables us to tailor our services to ensure a financing solution that is perfectly aligned with your financial capabilities.

Exploring Mortgage Options

Once we get the proper idea about your financial situation, we will go for exploring different mortgage options available to you. Here we will explore various types of financing options, interest rates, and terms to find the best fit for your needs and budget.

Liaising with Lenders

We work as a middleman between you and the lenders. We communicate with them on your behalf about your loan requirements and preferences. Also, we handle all your paperwork and discuss the terms of the loan. By going through this process, we can ensure the best possible deal for you.

Benefits Of Working With Us

Choosing us as your mortgage broker in Surrey brings a multitude of benefits that will simplify and enhance your acquisition experience.

Access to Multiple Lenders: We connect you with various lenders for more options.

Tailored Mortgage Solutions: We customize financing plans to suit your specific needs.

Saving Time and Money: Our efficient process helps you save both time and money.

Streamline Process: Streamline process to get pre-approved for a mortgage, setting you on a clear path towards homeownership

Our Lenders

We work with a lot of different lenders to offer you the best rates on the market. We are working regularly with over 100 different lenders. Here are some of the lenders we work with:

Let’s Prepare You For Your Mortgage Application Process

The application journey might be a little difficult but with us by your side, it’s going to be simple and easy to understand. Preparation is key to a successful application, and here’s how we’ll help you get ready.

Organizing Financial Documents

We will help you with the assistance to gather all the financial documents needed to apply for your mortgage. It includes tax returns, pay stubs from the last two years, and bank statements. If we have everything mentioned in the right order then it will make the process of getting the financing smoother and faster.

Addressing Credit Concerns

If you have any kind of concern related to your credit history then don’t worry about it, we can address them together. We work closely with you to review your credit report, identify any issues, and provide you with a solution that will help you improve your credit score if needed.

Anticipating Potential Hurdles

Any kind of challenges could come at any time during the mortgage process. No matter what it’s about (your finances or the property you want), we’ll plan how to tackle these obstacles effectively. You can rely on our expertise to navigate any complexities with confidence and ease.

Mortgage Application

We’ll ensure all the necessary information is included and submitted correctly to increase the chances of approval. We’ll also be there to answer any questions and address any concerns along the way.

Empower Your Homebuying Journey With Us

Are you ready to make your dream of owning a home in Surrey come true? Then Asim Ali is your reliable partner to guide you through each step in your mortgage journey. Reach out today to set up a consultation or ask any questions you may have. Whether you’re starting with pre-approval, exploring financing choices, or dealing with specific challenges, we’re here to provide you with the information and support you need. Let’s start the journey together and open the door to your new home.