Fixed or Variable: Which Mortgage Rate Makes Sense in BC Right Now?
Variable rates are still lower than fixed, but the Bank of Canada has started raising...
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How Does CMHC MLI Select Work for BC Rental Buildings?
MLI Select is CMHC insurance for rental buildings of 5 or more units that trades...
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How Are Commercial Mortgage Rates Set in BC?
A commercial mortgage rate is a benchmark, usually a Government of Canada bond yield or...
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How Much Down Payment Do You Need for a Commercial Mortgage in BC?
The down payment on a commercial property in BC depends on the property type and on how...
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Private Mortgage or B Lender Mortgage in BC: Which One Fits You?
B lenders still check your income but forgive credit problems, while private lenders lend...
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How Does a Spousal Buyout Mortgage Work in BC?
A spousal buyout mortgage lets one partner keep the home after a separation by paying the...
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Can You Get a Mortgage in BC When You Owe CRA?
Owing CRA makes a mortgage harder, but home equity can often clear the debt at closing....
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How Does Foreclosure Work in BC, and Can You Still Stop It?
Foreclosure in BC is a court process with set steps, and most homeowners have more time...
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How Do Private Mortgage Lenders in Surrey Work, and What Do They Cost?
Private lenders in Surrey lend mainly on your home's equity, which helps when a bank or B...
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How Does Debt Consolidation in BC Work With Your Mortgage?
A debt consolidation mortgage uses your home equity to pay off cards, loans and tax debt,...
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How Does a Second Mortgage Work in BC?
A second mortgage lets you borrow against your home's equity without touching your first...
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How Does a Bridge Loan Work When You Buy Before You Sell in BC?
Your new home closes before the sale of your current one. A bridge loan covers the down...
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