Lowest Mortgage Rate in Canada. Starting from 3.99%
Asim Ali, Your Mortgage
Broker in Surrey
If you’re looking to buy a home or refinance your current mortgage, you’re in the right place. Asim Ali is your go-to mortgage broker in Surrey to guide you through the mortgage journey.
Who We Are
What Sets Us Apart
If you are wondering who we are, then get your answers here:
- Your trusted mortgage broker: We are a team of mortgage experts led by Asim Ali, one of Canada’s top brokers. We help people get the right mortgage for their homes.
- Award-winning expertise: Asim Ali won the Best Newcomer Broker of the Year award in 2017. And our team has been nominated as one of the Top 75 Mortgage Brokers in the country every year since 2019.
- End-to-end support: We’ll be there from your first consultation to closing the deal. Our team will answer all of your questions and help you get the deal that you wanted.
- Relationship builders: All of our clients have been working with us for many years. Our main goal is to give you the solution you need and gain your trust for the long term.
Our Mortgage Agency Services
Navigating the world of mortgages can feel like a maze. Especially if you’re new in this field. But you don’t have to find your way alone. Asim Ali is here as your go-to mortgage broker in Surrey.
We’ll guide you through your whole mortgage journey. Let’s find out what we offer:
AAA Mortgages
AAA Mortgages are for those with strong credit. It offers you the best interest rates. If you want to save money and have peace of mind, choose this option. We’ll be there to assess if this one is the right pick for you.
B Lending Solutions
Are you someone who isn’t looking for a traditional lending option? If yes, then our B Lending Solutions is for you. It acts like an alternative for unique situations.
Borrow Down Payment Assistance
We know saving for a down payment is quite tough. Our assistance programs are there to act as a bridge. Here, we’ll help you find out the options to gather the funds you need.
Commercial Mortgages
Need financing for your business property or investment? Then choose our commercial mortgage options. Here, we understand the complexities and will find the right loan for your retail, office, or industrial spaces.
Construction Financing
If you’re building a new home or project, pick our construction financing solution. Here, we’ll arrange financing that matches your project’s timeline and budget.
Financing and Refinancing Options
Buying your first home while handling your current loan could be an overwhelming experience. In that case, Asim Ali offers many financing and refinancing solutions. You’ll experience things like lower rates, reduced payments, etc.
Our Mortgage Rates
Before investing in a home, it’s important to find out the specifics. Here is an overview of our current mortgage rates that you will receive:
3 Years Fixed
4.24 %
*Most Popular| Terms | Bank Rates | Monthly Payment | Our Rates | Monthly Payment | Saving |
|---|---|---|---|---|---|
| 6 Months | 7.89 % | $756.20 | 7.49 % | $639.21 | $116.99 |
| 1 Year | 7.39 % | $8670.66 | 5.24 % | $598.22 | $8072.44 |
| 2 Years | 6.99 % | $85.64 | 5.09 % | $42.82 | $42.82 |
You get a steady rate of 4.69% with our 2-year mortgage. You’ll pay 0.75% less interest than banks and save $42.82 over what they offer. With this, you will have some stability and can move or refinance within two years. | |||||
| 3 Years | 5.99 % | $1078.22 | 4.24 % | $539.11 | $539.11 |
| 4 Years | 5.74 % | $2336.60 | 4.34 % | $544.61 | $1791.99 |
| 5 Years | 5.49 % | $29.90 | 3.99 % | $14.95 | $14.95 |
| 6 Years | 7.10 % | $626.97 | 5.35 % | $601.69 | $25.28 |
Please Note: Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. & E.O
Last Update: 25 March 2025
The Role We Play as Your Specialist Mortgage Brokers
Our mortgage professionals ensure your path to homeownership or mortgage refinancing is easy. We use our experience and local market knowledge to select the right solution for you no matter your credit score.
Assessing Financial Situation
At first, we find out your current financial situation and credit score. We will help you access your income, expenses, and savings. This will help us understand your affordability and the amount of money you can borrow.
Exploring Mortgage Options
Once we understand your financial situation, we will look at different mortgage loan options. We will check out interest rates and terms before finding the best home loan option for you.
Communication with Lenders
We work as a middleman between you and the lenders. We communicate with financial institutions on your behalf. Also, we handle all your paperwork and discuss the terms of the home loan.
The sooner you contact us, the
A sooner we can hold your rate.
Choosing us as your mortgage broker in Surrey offers you many benefits.
Access to Multiple Lenders: We connect you with various lenders for more options.
Tailored Mortgage Solutions: Our efficient process helps you save both time and money.
Saving Time and Money: Our efficient process helps you save both time and money.
Streamline Process: We make your mortgage pre-approval easy and set a clear path toward homeownership.
Our Mortgage Approval
Process
The application journey might be a little difficult, but we make it simple and easy for you. Preparation is key to a successful application, and here’s how we’ll help you get ready:
Organizing Financial Documents
Our mortgage agent will help you gather all the financial documents. They include tax returns, pay stubs from the last two years, and bank statements.
Addressing Credit Concerns
If you have any concerns related to your credit history, we can address them together. We review your credit report, identify any issues, and provide you with a solution.
Anticipating Potential Hurdles
Any kind of challenge could come at any time during the mortgage process. You can rely on our expertise to navigate any complexities with confidence and ease.
Mortgage Application
Our online mortgage broker helps you with the application. We submit all the necessary information. We’ll also be there to answer any questions along the way.
Schedule Your Meeting with
Our Specialist Mortgage
Advisor
Are you ready to make your dream of owning a home in Surrey come true? Then Asim Ali is your reliable partner in your mortgage journey. Reach out today to set up your meeting with our mortgage consultant to ask any questions you may have.
If you’re looking to buy a home or refinance your current mortgage, you’re in the right place. Asim Ali is your go-to mortgage broker in Surrey to guide you through the mortgage journey.